...Here’s
How It Works > |
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Payment History- Without new credit
you can not affect the most heavily
weighted portion of your credit score.
We will issue new credit, all you have
to do is make timely payments.
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Amounts Owed- Also called credit utilization.
We issue a high limit revolving line
of credit with a low balance, this isessential
to boost your score.
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Length of Credit- The longer your (good)
history, the better your scores. We
approve you immediately, so you can
start building today.
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New Credit- Although new credit is only
10% of your score, without any credit
you have no score. We issue the new
credit needed to start building.
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Types of Credit- A mixture of account
types offers maximum results. We issue
both types of credit, installment and
revolving.
Adding Positive Credit and Tradeline
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When you are looking to build credit, your
options are limited. Most people turn to
secured credit cards as a means of building
credit. Look at how the Credilife® Credit
Builder Program™ compares to secured
credit cards.
Revolving Tradeline Program
Installment
Tradeline Program
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Cost
$300.00 Down Payment
$39.00/month What you Get
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One
(1) Minor Secured
Line of Credit reporting
to the Credit Bureaus
with poor credit
utilization |
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Cost
$99.00 Down Payment
$49.00/month What you Get
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One
(1) Installment
Line of Credit |
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One
(1) $1,000.00 Unsecured
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Revolving Line
of Credit with good
credit utilization |
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Both reporting
to the Credit Bureaus |
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| *Actual
results may vary. We do
not offer any guaranty of
results. Many factors are
attributed to your credit
score and may affect your
actual credit score. This
chart indicates a potential
score range and is based
on an individual with a
prior bankruptcy, on time
payments for a 12 month
period, and no new derogatory
credit. |
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| *Actual
results may vary. We do
not offer any guaranty of
results. Many factors are
attributed to your credit
score and may affect your
actual credit score. This
chart indicates a potential
score range and is based
on an individual with no
prior credit, on time payments
for a 12 month period, and
no new derogatory credit. |
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| ...First-Aid
Financial Kit™ |
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At the heart of the Credilife®
Credit Builder Program™
is the proprietary First-Aid
Financial Kit™. We developed
this kit to give our members
everything they need to
structure their finances,
manage their credit effectively,
and make smarter decisions
with their money. |
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Credilife®
Personal Budgeting Software-
This budgeting software is unlike anything
available on the market today. Designed
to go hand in hand with the First-Aid
Manual For Your Finances, this software
will allow you to manage every aspect
of your budget. It will revolutionize
the way you spend and save money.
Credilife®
Counseling Membership-
Entitles you to four (4) hours of unbiased
professional consultation in the areas
of Law, Financial Planning, Insurance,
Real Estate, and Mortgage Finance. Simply
call or email Membership Services and
we will put you in touch with a professional
in your area who will assist with any
questions.
Credilife®
Educational Books-
Knowledge is power. These books were written
to expose the inside trade practices of
the real estate and automobile industries,
as well as to provide insight regarding
finance and credit.
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First-Aid Manual for Your Finances
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First-Aid Manual for Your Credit
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Essential Home Buying
Guide
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Essential Car Buying Guide |
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Credilife®
Motivational Freedom CD -
Daily rituals for success. |
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| ...Credit
Builder Program™ |
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Without good credit your
opportunities are limited.
We designed our program
to give people the tools
they need to build their
credit and take control
of their financial destiny.
You
will receive
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One(1) Installment Line
of Credit
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One(1)$1,000.00 Unsecured
Revolving ine of Credit
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Both reporting to the Credit
Bureaus
Add
Positive Credit to Your Credit
Report |
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